Sheila Miranda | Loan Officer NMLS 2065582

Sheila Miranda

Loan Officer NMLS 2065582

About me

Originally from Brazil. I relocated to the United States two decades ago and began my career as a real estate agent. Driven by my passion for helping clients achieve their dream of homeownership, I transitioned to the role of a mortgage loan officer.

With my extensive experience as a realtor and my current expertise, I am dedicated to providing exceptional service to my clients. I am committed to making their dreams a reality with integrity, loyalty, and excellence. I believe every client deserves the highest quality service, and I am devoted to delivering that to each and every one of them. Thank you for considering me for your mortgage needs!

Helpful tools & resources

Mortgage Calculator

Mortgage Interest Rates

Home Buying eBook

Your Trusted Mortgage Expert: Meet Sheila Miranda.

Navigating the mortgage loan process is exciting and easy with the right home financing partner.

What my customers are saying

I worked with Sheila & Thais. Both were very helpfull when I needed most and work very hard to everything gets done as soon was possible. It was an amazing journey working with them as a fisrt buyer with a lots of questions all the time. They deserve more than five stars. Thank you so much for all you did and cant wait to start all over again…Cornetione’s family.

Excelente experiência! A Sheila é uma profissional extremamente atenciosa e sempre pronta a ajudar, bem como o restante da equipe da Pilgrims. Estamos muito felizes com a realização do sonho da primeira casa própria nos EUA. Toda honra e glória ao nosso Deus!

Pilgrims did a great job on helping me out and closing on my first home. COMMUNICATION was great and walked me through everything! Special thanks to Sheila and Thais!

We can make it happen!

Use my quick contact form below or call.

DSCR

DSCR stands for Debt Service Coverage Ratio. It’s a key metric used by lenders to evaluate the viability of an investment property as collateral for a mortgage

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FHA Insured Loans

An FHA loan is a mortgage insured by the Federal Housing Administration (FHA), which is part of the U.S. Department of Housing and Urban Development (HUD). These loans are designed to help lower-income and first-time homebuyers qualify for a mortgage

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Conventional Loans

A conventional loan is a mortgage offered by private lenders such as banks, credit unions, and mortgage companies. These loans are not backed by government agencies like the FHA, VA, or USDA

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Veteran Home Loans

A VA home loan is a mortgage guaranteed by the U.S. Department of Veterans Affairs (VA). These loans are provided by private lenders, such as banks and mortgage companies, but the VA guarantees a portion of the loan, allowing lenders to offer more favorable terms.

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ITIN Loans

ITIN home loans are designed for non-U.S. citizens who do not have a Social Security Number (SSN) but have an Individual Taxpayer Identification Number (ITIN).

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Bank Statement Loans

These loans are ideal for self-employed borrowers, freelancers, gig workers, and small business owners who may not have traditional income documentation like W-2s or pay stubs

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Foreign Nationals

Foreign national loans are available to individuals without a U.S. credit score, Social Security number, or green card.

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Foreign Nationals

Foreign national loans are available to individuals without a U.S. credit score, Social Security number, or green card.

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